RetirementInvestingToday
I was not going to write this 4 years of FIRE post but I’ve had a number of requests for it which made me do a little thinking. In the end I thought it might add a little value as it’s no secret that my FIRE journey has been a roller coaster of ups and downs around the personable side of FIRE...
RetirementInvestingToday
2021 has been my third year since I took that initial leap into the FIRE unknown and for me it’s been my biggest year ever for change. Some good and some not so good. So with the sun fast setting on 2021 I thought it was time to take stock and write some of this down. Warning: If you don’t like...
RetirementInvestingToday
Usually at this time of year I publish a year in review which covers a little of the qualitative and a lot of the quantitative. Given the year we’ve just had, along with quantitative needs now being significantly lessened given the stage of my FIRE life I’m currently in, I feel it’s worthy to...
RetirementInvestingToday
A chart of the monthly FTSE 100 price looks something like this: Click to enlarge, Monthly FTSE 100 Price This is the chart that you’ll see on all the mainstream media channels and it shows that the FTSE 100 still has about 32% to fall if it’s going to match the worst of the global financial...
RetirementInvestingToday
“Insanity is doing the same thing over and over and expecting different results” – not Albert Einstein as I always thought but actually Rita Mae Brown 2019 represented my first full year of FIRE, albeit with a slip-up back to FI during the year, which was then later corrected. Despite a lot of...
RetirementInvestingToday
It’s now a little over 8 years ago that I started to build my UK High Yield Portfolio (HYP). It was a much talked about strategy back in the Motley Fool forum days and today still gets plenty of attention on the Lemon Fool forums today. I built the portfolio between November 2011 and July 2015...
RetirementInvestingToday
I was recently reading a FIRE blog post, from a couple who are still very much deep in the swim phase of the FIRE triathlon, where the post was exploring who in society has the opportunity to FIRE if they so choose. Of course as many of us FIRE bloggers love a good spreadsheet, the weapon of...
RetirementInvestingToday
At the end of June I concluded that a potentially positive step forward on my FIRE journey was to focus on being a ‘human being’ rather than a ‘human doing’ for a while. No action plans, no agendas, no need to be busy... During this time I woke when my body was ready, enjoyed a non-time limited...
RetirementInvestingToday
A few months after returning to my industry, albeit in a different role in the pursuit of meaningful work, I’ve left the company and am back to FIRE. Soon after joining it became very obvious that while there were some pieces of meaningful work (where I define work as something you do for...
RetirementInvestingToday
As a 46 year old now in Early Retirement it seems worthwhile to now share more detail on how I have as tax efficiently as possible tried to build my wealth so that I run out of life before I run out of wealth. For some time now at a high level I’ve used the following approach, which of shared on...
RetirementInvestingToday
The fourth quarter of 2018 contained the pivotal moment of my FIRE journey so far – FIRE day. Financially it represented the transition from rapid wealth accumulation to hopefully well managed wealth decumulation or drawdown. As I write this though more importantly it also represented the start...
RetirementInvestingToday
A little over 7 years ago (late 2011) I started to build a UK High Yield Portfolio (HYP). It was a much talked about strategy back in the Motley Fool forum days and today still gets plenty of attention on the Lemon Fool forums. I continued building the portfolio until July 2015 by which time I’d...